What's happening
Scammers are sending fake messages that say you bought something you didn’t buy and tells you to call a phone number to stop or reverse the payment.
You might get the message by text, email, app notification, calendar invitation or another way. It might even include your details such as your name, email, phone number or address.
The fake purchase is often between $300 and $2,000 and might be for items such as a phone, security software, plane or event tickets, or cryptocurrency.
The message may mention a payment service you know, such as PayPal. It may also mention an account you closed or an account you have never used.
Scammers try to make you feel rushed by claiming you only have a short time to call the number before the money is taken from your account.